Home Improvement Loan

With a Home Improvement Loan you can make your house into the home you've been wanting to own all along. It can allow you to make necessary repairs to your home, modernize your kitchen and bathrooms, build an addition or add the pool you've always dreamed about having. Without using credits cards or risking your life savings you can increase the overall value of your home with a home improvement loan. 

A home improvement loan is a fully amortized, fixed rate 2nd mortgage. Placed in 2nd position on the property title, there is no affect on the terms of the existing 1st mortgage.  You may choose a term from 5 to 25 years.  Home improvement loans enable eligible borrowers to obtain financing to remodel, repair, and/or upgrade their existing homes.  There are no restrictions on the type of improvements to be made, as long as they are within the boundaries of local building codes. Depending on the extent of the project, and the specific loan program, you typically have the choice of doing the work yourself, or using a licensed contractor.

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